Are you looking to know more about online travel insurance?
Going on a holiday is an exciting and daunting experience. Many unanticipated situations may happen and we all want a backup plan for the worst-case scenarios. What happens if you need medical care while you’re away? Will you be stranded if your luggage is lost in transit? Travel insurance can provide the coverage you need during your time away.
In this article, we’ll discuss everything you need to know before purchasing online travel insurance.
What Is Online Travel Insurance?
The purpose of travel insurance is to provide protection from potential risks and monetary loss while you travel. These potential risks might range from little annoyances such as missed flights and lost luggage to more serious problems like car accidents or illnesses.
Instead of heading to an agency to learn more about travel insurance, you can apply online with Bubblegum Singapore.
What Does Travel Insurance Cover?
What does this type of plan cover, and what can you expect? Here’s an overview of what you will have insurance coverage for when you sign up for our online travel insurance plans:
Trip cancelled for unforeseen reasons? If eligible, you can get cashback to cover your cancellation costs!
Unfortunately, the majority of hotels or cruise companies won’t give you a refund. Moreover, many impose a fee if you cancel two weeks or more prior to the vacation, while several establishments only offer a partial refund or credit toward a future cruise or stay.
Most organizations won’t provide you with any refund if you cancel within days of your visit. Unexpected changes do happen, so it is highly recommended for you to have coverage just in case.
Sometimes, luggage delays are inevitable. The good news is that the airline will probably locate it and ensure that it gets to you as soon as possible. However, if it’s on the next flight, that could be several hours.
When you have travel insurance coverage, you’ll have the assurance that you’re not left without options.
Emergency Medical Evacuation
If the pandemic has taught us anything, it’s that emergency medical evacuations are not limited. Suppose you find yourself in a sticky situation in a foreign country. In that case, your insurance coverage will cover your costs.
You’ll have access to unlimited coverage when you sign up for a travel insurance plan to cover any emergency evacuations in a foreign country.
Should you become ill while touring a distant land, the chances are that your health insurance won’t cover all your costs. Fortunately, you can get up to $150,000 towards your medical expenses, whether you’ve suffered food poisoning or up to $100,000 when you require Covid-19-related care.
Hospital stays can be costly, and if you need to be hospitalized overseas, you can rely on your insurance to help cover your costs!
You’ll get hospital cash for up to 14 days during your recovery. A travel insurance plan ensures you receive the necessary medical care, even if your health insurance doesn’t cover hospitalization.
One of the thrills of going on holiday is practising extreme sports. Whether you’re doing risky activities such as skydiving, hot air ballooning, or skiing, your insurance plan will have you covered no matter your height or depth!
What Is Not Covered?
While travel insurance provides a plethora of benefits, there are certain limitations. You will not be covered for:
- Pre-existing conditions
- Pregnancy or childbirth
- Professional sports
- Excess on vehicle rentals
- Damage or loss of your mobile phone
Why Choose Bubblegum Singapore?
Bubblegum Singapore, the team built by MoneySmart, takes pride in offering affordable travel insurance packages with competitive coverage. We offer no-fuss, comprehensive plans to suit just about any budget!
Our plans cover Covid-19-related costs and will give you the peace of mind you need when travelling to a foreign country.
Need Online Travel Insurance?
At Bubblegum Singapore, we have streamlined the process of acquiring travel insurance! In just a few clicks, you can ensure that you are fully covered, no matter where in the world your sense of adventure takes you!
Contact us for more information about our travel insurance plans!